Features
Farm Financial Reports & Bank Ratio Analysis
Whether your bank asks for financials, your adviser needs a summary, or you just want to see how the year stacked up, P2PAgri has a report for that. Over 30 built-in reports covering every aspect of your farm business, all exportable as professional PDFs.
What Financial Reports Does My Bank Need to See?
Banks and lenders want to see that you understand your farm business inside out. That means monthly Cash Flow budgets, management Profit and Loss statements, a current Balance Sheet and key financial ratios. Ideally report last year's actuals as well as multiple year projections. P2PAgri generates all of these reports from your farm data, presenting them in a professional format that bankers and advisers understand.
Financial Benchmarks and Key Performance Indicators (KPIs)
Your key financial ratios at a glance: return on assets managed, equity ratio, cost of production, working capital, and more. Track these over time to see your business trajectory.
Develop Bank Ratio Analysis
Generate the specific ratios your bank wants to see. Walk into your annual bank review with a professional report that speaks their language.
- Farm Equity
- Asset Turnover Ratio
- Working Capital
- Interest Cover Ratio
- Return on Assets Managed
Develop Balance Sheet & Profit and Loss
Full balance sheet with all assets (machinery, land, cash, FMDs, grain on hand, debtors) and liabilities (loans, overdraft, credit card, creditors). See your equity position very clearly.
Comprehensive P&L broken down by farm income, off-farm income, farm expenses, off-farm expenses. Including movement in inventory for a true picture of Management P&L.
Create Cash Flow Budgets
Planned cash flow, actual cash flow, planned vs. actual comparison, and rolling cash flow projection, all available as professional PDF exports.
Understand Enterprise & Specialist Reports
Enterprise summary (all enterprises on one page), crop production summary, price and production summary, variable cost summary, enterprise gross margin comparison, livestock reconciliation, meat production report, machinery loans report, cost of production per tonne/kg, management report, and historical comparison (multi-year).
Create Specialist Reports
Generate professional, print-ready PDFs with one click. Combine multiple reports into a single document for bank meetings. Export cash flow data to CSV/Excel for further analysis. Add written notes to any reporting period for context.
Why Develop Your Farm Business Reports?
Farmers track their own business performance. Banks get the financial analysis they need for lending decisions. Accountants receive structured data for tax and compliance work. Advisers are equipped with the numbers they need to give good advice.
Identify Your Farm Business's Fundamental Financial Figures
“We recently used P2PAgri to help our family farm business make the decision to expand through the purchase of additional land. P2PAgri allowed us to model good and bad years and identify fundamental business figures. This analysis gave our business and the bank confidence in the decision.”
Stefan Schmidt
Farmer, Yainee, SA
Get Started
Basic reporting (balance sheet, P&L) and the bank ratios is available on the free Essentials plan. View your business like your bank views your business, and all for FREE! This includes free training! You get to test P2PAgri for free.
FAQ
Frequently Asked Questions
Yes. P2PAgri lets you select multiple reports and generate them as a single combined PDF document. This is ideal for bank meetings where they want balance sheet, P&L, cash flow, and ratios in one package.
Reports are generated from your actual data and formatted consistently. While you can't modify the report layout, you can add notes and context to any reporting period that will appear alongside the figures.
Yes. If you've shared your business with your accountant through P2PAgri, they can log in with their own credentials and generate any report you've given them access to.
As far back as you have data in P2PAgri. Many users have 5-10 years of historical data, allowing powerful year-on-year comparisons and trend analysis.
Tax accounting focuses on compliance and minimising tax liability. Management accounting focuses on understanding your actual business performance — how each enterprise contributes to profitability, where costs are running high, and how your balance sheet is trending. P2PAgri converts your tax data into management reports so you can make better business decisions.
Explore More
Key Capabilities for Your Farm Business
Farm Financial Planning & Cash Flow
Cash Flow Planning
Cash flow is the lifeblood of every farm business. A bumper harvest means nothing if you can't meet your repayments in J...
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Farm Business Dashboard
One screen that shows you how your farm business is tracking. P2PAgri's dashboard is your command centre, key metrics, v...
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Crop Gross Margin Analysis
Knowing your gross margin per hectare is the foundation of every cropping decision. Which paddocks are earning their pla...
Learn moreWork Seamlessly with Your Farm Business Accountant, Banker & Adviser
Adviser & Accountant Collaboration
Your farm adviser and accountant are more effective when they can see your numbers. P2PAgri lets you share your business...
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