Farm Financial Management Software
Make Smarter Farm Business Decisions with Data
Plan, forecast and grow your farm business with confidence.
Where do you want to start?
What are you trying to sort out on your farm?
5.0 from 11 reviews
“I got a lot out of the course and P2P software. Mike has great knowledge of the key profit drivers in a farming business. Highly recommend!!”
David Lawson
“P2P Agri is fantastic all in one crop recording platform to help manage our farm business finances including, cash flow, grain sales, lease and finance payments.”
Pinehills Pastoral Co
“Plan to Profit is a fabulous course which provides you with fantastic tools to help analyse your business performance as well as providing you with the confidence to make decisions about future strategies.”
Kate Kennedy
“We were introduced to this software via a free course offered to farmers to assist with business development. The software really helps us track our farm finances.”
John McGrath and Jane Christie
“Mike and Tony were fantastic facilitators and greatly improved my financial literary. I found the software easy to use and Mike's support is fantastic.”
Edward McCulloch
“Mike is always happy to help if need some assistance. Thanks.”
Chris Gibson
2,000+
Farms
20+
Years Experience
3
Books Authored
234+
Workshops Delivered
Features
Farm Budgeting, Cash Flow & Scenario Analysis Tools
From cash flow tracking to 5-year strategic planning, P2PAgri gives you the tools to make informed decisions.
Built For You
For Farmers, Advisers & Accountants
For Farmers
Take control of your farm's financial future. Test decisions before you commit, track your season in real time, and build 5-year plans that give you and your bank confidence.
- Scenario analysis for smarter decisions
- Monthly cash flow planned vs actual
- Management P&L and Balance Sheet
- Key bank ratios with visual trends
- Xero integration for seamless data
For Advisers & Accountants
Become an Accredited P2PAgri Adviser and unlock powerful tools to help your farming clients make better business decisions. Unlimited client accounts included.
- Accredited Adviser training & certification
- Unlimited farmer client accounts
- Client collaboration and viewing rights
- All subscription tiers included
- Listed on P2PAgri Adviser directory
Case Study
Plan, Forecast & Manage Your Farm Business Risk: P2PAgri in Action
This video was developed by the NSW DPI for the Farm Business Resilience Program, showcasing how P2PAgri helps farmers plan, forecast, and manage risk.
Developed by NSW DPI for the Farm Business Resilience Program
Test Every Decision Before You Commit
What if you bought that neighbouring property? What if drought hits next year? What if you changed your crop rotation? P2PAgri's scenario analysis lets you model any decision and see exactly how it impacts your bottom line, up to 5 years into the future.
- Compare multiple scenarios side by side
- Model droughts, land purchases, and rotations
- See impact on cash flow, P&L, and balance sheet
Track Your Season as It Unfolds
Build your monthly cash flow budget and then track actual performance throughout the season. Adjust for price changes, yield variations, and unexpected costs. Know exactly where you stand at any point in the year.
- Monthly planned vs actual comparison
- Manage using a rolling budget, reviewing as seasons unfold
- Adjust for seasonal changes on the fly
- Identify cash flow gaps before they happen
Plan Your Next Five Years with Confidence
Develop comprehensive 5-year financial plans covering Cash Flow, Profit & Loss, and Balance Sheet. Show your bank exactly where your business is heading and secure the best deal for your farm.
- 5-year Cash Flow, P&L, and Balance Sheet
- Present confidently to banks and lenders
- Track key bank ratios over time
Save Money on Your Farm Business Loans
“I recently used P2PAgri for a client seeking to borrow $1m to buy additional land. The bank was so impressed with the detailed financial projections, they offered a 0.5% interest rate reduction, saving my client $15,000 per year in interest.”
Tony Hudson
Farm Business Consultant, Hudson Facilitation
Expert Endorsement
Farm Business Management Software Recommended by Melbourne University
Professor Bill Malcolm from Melbourne University's Faculty of Veterinary and Agricultural Sciences endorses P2PAgri as a leading farm business management tool.
Prof. Bill Malcolm, Farm Economics, Melbourne University
Resources
Latest from the Knowledge Base
What Supplier Trade Credit Actually Costs You (Compared With an Overdraft)
Most of what ranks for farm input finance was published by someone who wants to lend you money, and the neutral arithmetic is rarely shown. A settlement discount and a price premium give two different answers, because one comes off the invoice and the other sits on top of the cash price. On a 276 day term at 10.72 per cent, the discount hurdle is 7.5 per cent and the premium breakeven is 8.1 per cent.
Read article
How to Build a Farm Cash Flow Forecast: A Season-by-Season Guide for Australian Farms
Ask an AI assistant how to build a farm cash flow forecast and you get something written for Illinois or Herefordshire, with the year upside down and no mention of GST. This is the Australian version: seven steps, the seasonal timing that actually applies here, and the BAS, fuel tax credit and Farm Management Deposit lines that imported templates leave out.
Read article
Farm Lending After the Royal Commission with Matt O'Dea
Since the Hayne Royal Commission, more than one in three regional bank branches have closed and credit decisions have moved to centralised city teams. Former big-four agribusiness banker turned finance broker Matt O'Dea joins host Mike Krause to explain what has really changed in farm lending: why compliance is the biggest shift, how scrutiny scales with your debt, why brokers now handle nearly half of all agricultural loans, the fees hiding behind your headline rate, and how to tell which bank will stand by you when seasons turn.
Listen to the episodeFAQ
Frequently Asked Questions
What is P2PAgri and how does it help my farm business?
P2PAgri is a farm financial management and forecasting software designed specifically for Australian farmers and their advisers. It helps you monitor performance, plan cash flow, run scenario analysis on key decisions (like buying land or changing crop rotations), build 5-year financial plans, and track performance against budgets. It goes beyond basic accounting to give you powerful management information for better decision-making.
How does P2PAgri differ from Xero or MYOB?
Xero and MYOB are accounting software focused on tax compliance and bookkeeping. P2PAgri is a management tool that works alongside your accounting software. It integrates with Xero and MYOB to pull your financial data, then transforms easily into management analytics, scenario analysis (what-ifs), and forward-looking financial plans that help you make better business decisions. Most results are also shown in easily read charts.
What types of farms does P2PAgri support?
P2PAgri supports all major Australian agricultural industries including broadacre cropping, livestock (cattle, sheep), horticulture, and viticulture. The software is flexible enough to handle mixed farming enterprises across all Australian regions.
Is P2PAgri difficult to learn?
Our top-tier subscribers have access to the full capacity of P2PAgri. The software includes comprehensive help text, an educated onboard AI Assistant and instructional videos throughout. Many users also complete the Plan to Profit course at Tocal Ag College for structured training. All with the convenience of being online! The majority of our users are farmers.
Can my accountant or adviser use P2PAgri with me?
Yes! P2PAgri has a dedicated Adviser program. Your accountant or farm business consultant can become an Accredited P2PAgri Adviser, gaining access to collaboration tools and viewing rights to work on your business together. This makes it easy to get professional support with your financial planning.
What is Scenario Analysis and why do I need it?
Scenario Analysis lets you test 'what if' questions before committing to major decisions. For example: What if drought hits next year? What if you buy neighbouring land? What if you change your crop rotation? P2PAgri models these scenarios and shows their impact on your cash flow, profit and loss, and balance sheet up to 5 years ahead.
Pricing
Software Plans for Every Farm Business
Start free with Essentials. Upgrade when you're ready for more power.
Essentials
Get started with key business insights
Forever
- Management Profit & Loss
- Balance Sheet
- Key Bank Ratios with Dials & Charts
- Performance Trend Analysis
- Essentials Dashboard
- Essentials Reports
- Historical Tax Return Analysis
- Xero and MYOB Data Integrated
- Farm Management Tools
- Cash Flow Budgeting
- Scenario Analysis
Season
Plan and track your current season
incl. GST
- Everything in Essentials
- Monthly Cash Flow Budgeting
- Planned vs Actual Monitoring
- Full Financials Dashboard
- Paddock & Cropping Management
- Livestock & Pasture Management
- Rainfall Tracking
- Marketing Planning
- Notes
- 1-Year Planning Horizon
- Scenario Analysis
Future
Strategic planning for long-term success
incl. GST
- Everything in Season
- 5-Year Cash Flow Plans
- 5-Year Profit & Loss Projections
- 5-Year Balance Sheet Forecasts
- 5-Year Paddock, Livestock & Cropping Projections
- Powerful Scenario Analysis
- Side-by-Side Scenario Comparison
- 5-Year Planning Horizon
All prices in AUD and include GST. Annual plans are billed yearly.
Ready to Improve Your Farm's Profitability?
Join over 2,000 Australian farms using P2PAgri to make smarter decisions, manage risk, and plan for the future.
No credit card required. Start with our free Essentials plan.