Canola crop in bloom - P2PAgri Essentials free farm financial software

P2PAgri Essentials

Free Farm Financial Software for Australian Farmers

Your tax return holds more answers than you think. P2PAgri Essentials turns it into a management P&L, balance sheet and the bank ratios lenders look at. Completely free, no credit card, no time limit.

Is There Really Free Farm Financial Software?

Yes. P2PAgri Essentials is the free plan of P2PAgri, the farm business management platform developed with GRDC and used by Australian farmers, advisers and ag colleges. It is not a cut-down trial that expires. It is a permanent free plan built around one idea: every farmer should be able to see their business the way their bank sees it, without paying for the privilege.

Most farm businesses already have the raw material sitting in a drawer: the tax return. Essentials takes the Profit and Loss and Balance Sheet your accountant has already prepared and turns them into management information, including the key ratios lenders assess. Load a few years and you can see whether the business is building wealth or drifting.

Why free? Because that first clear look at the numbers is where good farm business management starts. Some farmers stay on Essentials for years. Others move up to the Season plan when they want monthly cash flow budgeting, or the Future plan for 5-year planning and scenario analysis. Either way, you start free and decide with your own numbers in front of you.

What You Get on the Free Essentials Plan

Everything below is included at no cost. No credit card at signup, and no expiry date.

Management Profit & Loss

Turn your tax return data into a management P&L that shows how the business actually performed, not just what the tax office needed to see.

Balance Sheet & Equity

Your full asset and liability position and your equity in one place, so you know exactly what the business is worth.

Bank Ratios with Visual Dials

The key ratios your bank looks at, shown as simple visual dials. See your business the way your lender sees it, before they do.

Multi-Year Trend Analysis

Load several years of tax returns and watch the trends: is equity building, are costs creeping, is the business heading the right way?

Xero & MYOB Import

Connect Xero directly, or upload Excel reports from MYOB and other packages. Your figures flow in without retyping.

Free Training Included

Free one-on-one Zoom training to get you started, plus guided walkthroughs, training videos and the AI assistant built into the platform.

How to Get Started with Essentials

Most farmers see their first balance sheet and bank ratios the same afternoon they sign up.

  1. 1Create your free Essentials account. No credit card, no trial clock, no obligation.
  2. 2Follow the built-in walkthrough. It guides you through your first-year setup step by step.
  3. 3Connect Xero, upload MYOB Excel reports, or enter your tax return figures manually.
  4. 4See your management P&L, balance sheet and bank ratios straight away.
  5. 5Add more years to build trends, and share access with your accountant or adviser if you like.

Start Free, Grow When You're Ready

Essentials answers the question “how is the business really going?”. When you're ready for the next questions, the paid plans pick up where it leaves off, and everything you've entered comes with you.

  • Season plan: monthly cash flow budgeting, planned vs actual tracking, paddock, crop, livestock and pasture management, rainfall and weather alerts, and grain marketing.
  • Future plan: everything in Season plus 5-year cash flow, P&L and balance sheet projections, and full side-by-side scenario analysis.
  • Your Essentials data carries straight across. Nothing is re-entered, nothing is lost.

Compare all plans and pricing →

See Your Farm the Way Your Bank Sees It, for Free

Create your free Essentials account, load your tax return data, and see your management P&L, balance sheet and bank ratios today. No credit card required.

No credit card required. Start with our free Essentials plan.