Features
Farm Cash Flow Budgeting Software
Cash flow is the lifeblood of every farm business. A bumper harvest means nothing if you can't meet your repayments in June. P2PAgri's cash flow planning tools let you see exactly where your money is coming from, where it's going, and whether you'll have enough when it matters.
How Do I Manage Cash Flow on My Farm?
Managing cash flow is one of the biggest challenges for Australian farm businesses. With income often concentrated in a few months and expenses spread throughout the year, knowing where you stand financially at any point is critical. P2PAgri's cash flow planning tools let you build a monthly budget, track actual income and expenses as the season unfolds, and adjust for changes in prices, yields, or costs.
Plan Your Year, Month by Month
Start the season by entering your planned income and expenses for each month. Include crop sales, livestock sales, input costs, loan repayments, living expenses, and everything else that moves through your farm account.
Track Actuals as the Year Unfolds
P2PAgri makes this easy by pulling data from your accounting software, connect to Xero or import from MYOB, Agrimaster, or Excel, so you're not starting from scratch.
As the season progresses, enter your actual figures alongside your planned ones. P2PAgri shows you the variance month by month, so you can see immediately when things are tracking differently from plan.
- Planned cash flow: Your budget for the year ahead
- Actual cash flow: What really happened, entered as you go
- Comparison view: Planned and actual side by side, with variances highlighted
Rolling Cash Flow Projections
This is where P2PAgri really shines. Your rolling cash flow blends your actual figures for months that have passed with your planned figures for the months ahead. As each month ticks over, the projection updates automatically.
The result? A realistic, always-current view of where your cash position is heading. No more outdated budgets that stopped reflecting reality in March.
GST Handling
Strong farm financial budgeting is typically done GST exclusive. However, P2PAgri handles both GST inclusive and exclusive with ease.
As a powerful modelling tool, once your monthly cash flow is set, P2PAgri instantly calculates the GST impact at the click of a button, giving you fast, clear, decision-ready numbers.
Cash Flow Reports
Generate professional cash flow reports ready for your bank, adviser, or accountant:
- Cash flow comparison PDF: Planned vs. actual for the full year
- Rolling cash flow PDF: Current projection with actuals and forecasts
- Excel/CSV export: Take your data into a spreadsheet if you need to
- Monthly notes: Add context to any month's figures for your records
Integrates With Your Accounting
P2PAgri doesn't replace your accounting software: it works alongside it. Connect to Xero and automatically populate your cash flow from your accounting data. Or import from MYOB, Agrimaster, Quicken, Phoenix, or any Excel spreadsheet.
Set up your account code mapping once, and future syncs take seconds.
How Cash Flow Fits Into the Bigger Picture
Cash flow planning in P2PAgri doesn't sit in isolation. It connects to your crop gross margins, livestock enterprise data, scenario analysis, and dashboard, giving you a complete, integrated view of your farm finances.
Get Started
Cash flow planning is available on the Seasonal plan ($89/month or $979/year inc. GST). Start with the free Essentials plan and upgrade when you're ready.
FAQ
Frequently Asked Questions
Yes. You can import data from Xero, MYOB, Agrimaster, Quicken, Phoenix, or any Excel spreadsheet. P2PAgri auto-detects the format and maps your data into the right categories.
Yes. Once you've connected Xero and mapped your account codes, you can sync your cash flow data with one click. Your actual figures are populated directly from your Xero transactions.
Absolutely. You can generate a professional PDF report to send to your bank, or invite your adviser to access your P2PAgri data directly so they can see your cash flow in real time.
Yes. P2PAgri tracks GST separately and lets you toggle between GST-inclusive and GST-exclusive views. Your cash flow reflects the real money moving through your account (inclusive) while also showing the true business cost (exclusive).
Yes. P2PAgri handles GST automatically in your cash flow planning. You can view cash flow with or without GST included, and the system calculates your net GST position to help with BAS planning.
Explore More
Key Capabilities for Your Farm Business
Import Your Farm Accounting Data from Any Software
Xero Integration
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Farm Business Dashboard
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