Farm Finance Guide

Get the Best Deal from Your Bank

Present your farm business with confidence. P2PAgri's financial reports and 5-year plans give you the data banks want to see.

Banks Want to See a Plan

When you approach your bank for finance, they want to understand your business, where it's been, where it is now, and where it's going. The better you can demonstrate this, the better deal you'll get.

P2PAgri gives you the tools to produce professional financial reports, 5-year plans, and scenario analysis that show your bank exactly how your farm business performs.

Farmer and adviser discussing farm business plans on a tractor

What P2PAgri Provides for Your Bank

Financial Reports

Management P&L, Balance Sheet, and cash flow reports that banks understand.

5-Year Projections

Forward-looking Cash Flow, P&L, and Balance Sheet plans showing your business trajectory.

Key Bank Ratios

Liquidity, efficiency, and wealth ratios presented with visual dials and trend charts.

Scenario Evidence

Show your bank how your business performs under different conditions and decisions.

Tips for Your Bank Meeting

  • Prepare your management P&L and Balance Sheet to show current performance
  • Use 5-year financial plans to demonstrate your business direction
  • Show key bank ratios and how they've trended over recent seasons
  • Use scenario analysis to show you've planned for different conditions
  • Demonstrate cash flow management with planned vs actual tracking
  • Work with a P2PAgri Accredited Adviser for professional support

Expert Guide

Getting the Best Deal from Your Bank — by Tony Hudson

Tony Hudson of Hudson Facilitation has worked with hundreds of farming families to improve their banking relationships. This practical guide covers the key steps to negotiating better terms, presenting your farm business with confidence, and understanding what your bank is really looking for.

Tony Hudson — Farm Business Adviser

Tony Hudson

Hudson Facilitation

Download the Guide

Enter your details to access Tony Hudson's banking guide

Be Prepared for Your Next Bank Meeting

Start building your financial reports and 5-year plans today with P2PAgri.

No credit card required. Start with our free Essentials plan.