2026 Farm Business Planning: Managing Financial Pressure and Input Costs

Economic Pressures Test Farm Resilience, But Recovery Emerges Australian farmers are navigating one of the most challenging interest rate environments in two decades, yet profitability is staging a remarkable recovery in some parts of Australia. The RBA cash rate has been as high as 4.35%, which was up 0.8% from 3 years earlier. Currently it sits at 3.8%, showing it's volatility. fundamentally reshaping farm business economics. Interest expenses now consume 12% of gross cash income, up from just 8% directly impacting every financing decision from seasonal operations to equipment purchases. Despite this pressure, average broadacre farm profit is forecast to recover to [...]

By |2025-12-11T03:30:02+00:00November 27th, 2025|Farm Business Risk Management, Farm Finances|0 Comments
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Economic Outlook for 2023 with Darryl Gobbett

In 2022, farmers experienced significant increases in interest rates, important input costs, particularly fertiliser, chemical and fuel, and changes to their commodity prices. While changes to these important components of the farming business are common, we haven’t experienced these large increases for some time. It’s important to be informed on what changes might be expected in 2023 so that we can be proactive in our planning for the coming season. Darryl Gobbet is an experienced economist with the rare ability to communicate clearly on these complex issues. He will provide you a background to what [...]

By |2023-10-06T00:08:47+00:00January 27th, 2023|Farm Finances|0 Comments
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Ukraine and Omicron Impact on Farmers

Darryl Gobbet shares his thoughts with Mike Krause on the economic impact of the recent Russian invasion of Ukraine and the latest Omicron pandemic.  These two events will have a significant impact on the Australian economy, and the farm business, through rising commodity prices and farm input costs, and ultimately inflation and the value of the Australian dollar.   Mike Krause is one of Australia’s leading Farm Business Management consultants with significant experience in providing farm business management support, training and consulting to Australia’s agricultural and agri-business industries. [...]

By |2022-11-21T23:29:47+00:00April 1st, 2022|Farm Finances|0 Comments
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Farm business info: Easier & more powerful

Phil Dibben, the owner of Financial Services South Australia, shares with Mike Krause the benefits of good farm business management and using the P2PAgri software to help his business and his clients. He highlighted several key advantages: Using P2PAgri is easy Using P2PAgri saves him suffering from 'death by Excel' Clarifying the farm business performance for the client and their bank Being able to use Scenario Analysis to answer 'what-if' questions is the unique advantage for farmers and advisers in using the software Find out more about Phil and his services from his website: https://financialservicessa.com.au/ [...]

By |2025-05-14T08:10:27+00:00November 26th, 2021|Farm Business Thinking, Farm Finances|0 Comments
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Interest Rates and Your Farm Business

Darryl Gobbet is currently a Visiting Fellow at the SA Centre for Economic Studies at the University of Adelaide. Darryl is an eminent economist and has had many roles in his successful business career. Darryl and Mike’s path first crossed in the late 1980’s at The State Bank, the predecessor the BankSA. Notably in those times interest rates reached the giddy heights of 22%. Darryl shares his thoughts on current interest rates and where he thinks they are heading, and the impact of this on the farm business and rural land values. [...]

By |2022-11-21T23:31:37+00:00August 4th, 2021|Farm Business Decision Making, Farm Finances|0 Comments
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