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P2PAgri 2025 Year in Review: Advancing Farm Financial Management with AI and Precision Tools

The Australian agricultural landscape in 2025 has been defined by a unique set of challenges and opportunities. Farmers have navigated one of the most demanding interest rate environments in two decades, with the RBA cash rate sitting at 3.8% and interest expenses consuming an average of 12% of gross farm income. Simultaneously, while input costs for fertilizer and fuel have moderated from their recent peaks, they remain structurally high, necessitating a renewed focus on efficiency and financial rigor. At P2PAgri, we understand that in this environment, clarity is very important. Running a successful farm operation requires more than just intuition; [...]

By |2025-12-19T06:08:55+00:00December 19th, 2025|Farm Business Decision Making, Farm Finances|0 Comments
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Peter Aikman: A Farm Business Journey

Peter Aikman began his journey toward a greater understanding of his farm business by trying to discover the information behind his financial data. “I wanted to improve my knowledge. I wanted more confidence in my numbers. I wanted more accuracy, transparency with business partners, whether that be people in your business or your banks and to enjoy it.” This has given Peter confidence in not only understanding his own data, but also empowering his business planning and decision-making. Mike Krause is one of Australia’s leading Farm Business Management consultants with [...]

By |2022-11-28T02:27:43+00:00March 17th, 2022|Farm Business Decision Making, Farm Business Thinking|0 Comments
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Interest Rates and Your Farm Business

Darryl Gobbet is currently a Visiting Fellow at the SA Centre for Economic Studies at the University of Adelaide. Darryl is an eminent economist and has had many roles in his successful business career. Darryl and Mike’s path first crossed in the late 1980’s at The State Bank, the predecessor the BankSA. Notably in those times interest rates reached the giddy heights of 22%. Darryl shares his thoughts on current interest rates and where he thinks they are heading, and the impact of this on the farm business and rural land values. [...]

By |2022-11-21T23:31:37+00:00August 4th, 2021|Farm Business Decision Making, Farm Finances|0 Comments
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5 Challenges Facing Farm Businesses Today

Tony Hudson is the Founder and Director of Hudson Facilitation. He shares his insights with Mike Krause of P2PAgri on what he sees to be the five significant challenges facing farm businesses today. These are challenging times for rural businesses, with increasing risks from climate variation, fluctuating commodity prices, access to export markets and increasing land prices. Tony brings a wealth of experience to his consulting in farm business management: from lecturing at Marcus Oldham College, and working in rural banking at NAB (National Australia Bank), to many years training and consulting to farm businesses. [...]

By |2022-11-28T01:43:57+00:00June 23rd, 2021|Farm Business Decision Making, Farm Business Thinking|0 Comments
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Rural Banking – Beyond the Royal Commission

I just wanted to share some observations on rural banking since the Banking Royal Commission has been completed. These observations come from both farmers and advisers that have been using the farm business software P2PAgri to help sharpen their farm business performance and improve the information they provide to their bank. Can you really negotiate low interest rates in rural banking? Interest rates are now at an historic low level with the Reserve Bank of Australia (RBA) decreasing interest rates twice in the last few months. See this in the Graph 1 below. This combined recent interest [...]

By |2025-05-15T01:16:28+00:00August 14th, 2019|Farm Business Decision Making, Farm Finances|0 Comments
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